Best Credit Cards for Gas in Canada (2026)
Top Canadian credit cards for gas station rewards. Maximize points or cashback every time you fill up.
9 cards found
Gas is a significant expense for many Canadians, especially those commuting daily or embarking on road trips. A great credit card for gas spending should offer high reward multipliers, competitive welcome bonuses, and manageable annual fees to help you maximize your savings at the pump.
Expert tip: To maximize your gas rewards, consider using your card for all fuel purchases and pairing it with loyalty programs at your favorite gas stations.
We ranked the best gas credit cards based on their gas category multiplier rates, followed by the value of their welcome bonuses and the annual fees associated with each card.
How to Find the Best Gas Credit Card for Your Driving Habits
Gas is one of those categories where the right card can make a noticeable difference — especially if you commute regularly or drive for work. At $0.04 back per litre difference between cards, someone filling up twice a week will see a meaningful gap by year end.
The key question is whether you fill up at a specific station chain or wherever is cheapest. Cards tied to Petro-Canada or Shell offer extra perks at those stations, but if you're not loyal to a brand, a card that earns bonus points at any gas station gives you more flexibility.
Also worth noting: some cards cap their gas bonus at a certain annual spend. If you drive a lot, check whether the elevated rate applies to all your gas purchases or just the first $5,000–$10,000 per year.
Things to Consider
Station loyalty vs. flexibility
Co-branded gas cards often offer the highest rates at specific stations but earn less elsewhere. General-purpose cards with gas bonuses work anywhere.
Spending caps
Some cards cap bonus earnings at $5,000–$10,000/year in the gas category. Heavy drivers should check this before applying.
EV charging
If you drive an electric vehicle, look for cards that include EV charging stations in their gas/transportation category — several Canadian cards now do.
Combining with loyalty programs
Pairing a gas rewards card with a Petro-Points or Air Miles card at the pump can stack rewards from two programs simultaneously.
Frequently Asked Questions
What is the best credit card for gas in Canada?
The BMO Eclipse Visa Infinite and CIBC Dividend Visa Infinite both offer 4–5% back on gas. For flexibility across all stations, the Scotiabank Gold Amex earns 3x Scene+ points at any gas station in Canada.
Do gas credit card bonuses apply to EV charging?
Increasingly yes. Cards like the RBC ION Visa and BMO CashBack World Elite now include EV charging stations in their transportation/gas category. Always verify with the issuer before assuming.
Can I earn rewards on gas and a loyalty program at the same time?
Yes. You can swipe your rewards credit card for payment and scan your Petro-Points or Air Miles card separately. Both programs track independently, so you earn from both on the same transaction.
Explore More
We may earn a commission if you apply through our links. All information is accurate as of the date of publication. Please verify current offers on the issuer's website.