Best Cash Back Credit Cards in Canada (2026)

Top cashback credit cards in Canada. Earn real money back on every purchase with no points to manage.

9 cards found

Find the best Cash Back credit cards in Canada. Compare welcome bonuses, earn rates, and annual fees to find the right card for your spending.

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Expert tip: Always calculate your first-year value (welcome bonus minus annual fee) before applying.

Cards are ranked by Cash Back earn rate, welcome bonus value, and annual fee.

TD Cash Back Visa Infinite

TD

TD Cash Back Visa Infinite

VISA
CASHBACK
Annual Fee

$139

Welcome Bonus

$350

GROCERY Rate

3% back

Spend Req.

$1,050 / 3mo

BMO CashBack World Elite Mastercard

BMO

BMO CashBack World Elite Mastercard

MASTERCARD
CASHBACK
Annual Fee

$120

Welcome Bonus

$200

GROCERY Rate

5% back

Spend Req.

$600 / 3mo

Tangerine World Mastercard

Tangerine

Tangerine World Mastercard

MASTERCARD
CASHBACK
Annual Fee

Free

Welcome Bonus

$120

GROCERY Rate

2% back

Spend Req.

$360 / 3mo

RBC Cash Back Mastercard

RBC

RBC Cash Back Mastercard

MASTERCARD
CASHBACK
Annual Fee

Free

Welcome Bonus

$100

GROCERY Rate

2% back

Spend Req.

$300 / 3mo

Simplii Financial Cash Back Visa

Simplii Financial

Simplii Financial Cash Back Visa

VISA
CASHBACK
Annual Fee

Free

Welcome Bonus

$100

DINING Rate

4% back

Spend Req.

$300 / 3mo

SimplyCash Card from American Express

American Express

SimplyCash Card from American Express

AMEX
CASHBACK
Annual Fee

Free

Welcome Bonus

$100

GROCERY Rate

1% back

Spend Req.

$300 / 3mo

Tangerine Money-Back Credit Card

Tangerine

Tangerine Money-Back Credit Card

MASTERCARD
CASHBACK
Annual Fee

Free

Welcome Bonus

$100

GROCERY Rate

2% back

Spend Req.

$300 / 3mo

Desjardins Cash Back Visa

Desjardins

Desjardins Cash Back Visa

VISA
CASHBACK
Annual Fee

Free

Welcome Bonus

$50

GROCERY Rate

2% back

Spend Req.

$150 / 3mo

National Bank Syncro Mastercard

National Bank

National Bank Syncro Mastercard

MASTERCARD
CASHBACK
Annual Fee

Free

Welcome Bonus

$50

GROCERY Rate

4% back

Spend Req.

$150 / 3mo

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