Best American Express Membership Rewards Cards in Canada (2026)

Compare the best Amex Membership Rewards credit cards in Canada. Flexible points redeemable for travel, transfers, and more.

4 cards found

Membership Rewards points are a flexible rewards currency earned primarily through American Express cards in Canada. These points can be redeemed for travel, merchandise, or statement credits, making them valuable for consumers looking to maximize their spending efficiency.

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Expert tip: To maximize your Membership Rewards points, consider using your card for all eligible purchases and take advantage of bonus categories that offer higher earning rates.

We ranked these cards based on the welcome bonus value in CAD, followed by the earn rate and annual fee to provide the best overall value for cardholders.

American Express Platinum Card

American Express

American Express Platinum Card

AMEX
MEMBERSHIP REWARDS
Annual Fee

$799

Welcome Bonus

$1,000

GROCERY Rate

3% back

Spend Req.

$3,000 / 3mo

American Express Gold Rewards Card

American Express

American Express Gold Rewards Card

AMEX
MEMBERSHIP REWARDS
Annual Fee

$250

Welcome Bonus

$600

GROCERY Rate

2% back

Spend Req.

$1,800 / 3mo

Scotiabank Gold American Express

Scotiabank

Scotiabank Gold American Express

AMEX
MEMBERSHIP REWARDS
Annual Fee

$120

Welcome Bonus

$450

GROCERY Rate

6% back

Spend Req.

$1,350 / 3mo

American Express Cobalt Card

American Express

American Express Cobalt Card

AMEX
MEMBERSHIP REWARDS
Annual Fee

$191.88

Welcome Bonus

$150

DINING Rate

5% back

Spend Req.

$450 / 3mo

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