What is the best Membership Rewards credit card in Canada?

The American Express Platinum Card offers the highest Membership Rewards welcome bonus value at $1,000 CAD.

How do Membership Rewards points work in Canada?

Membership Rewards points are earned on everyday purchases with eligible credit cards. You can redeem them for travel, merchandise, and more. The value per point varies by redemption method.

Best American Express Membership Rewards Cards in Canada (2026)

Compare the best Amex Membership Rewards credit cards in Canada. Flexible points redeemable for travel, transfers, and more.

4 cards found

Find the best Membership Rewards credit cards in Canada. Compare welcome bonuses, earn rates, and annual fees to find the right card for your spending.

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Expert tip: Always calculate your first-year value (welcome bonus minus annual fee) before applying.

Cards are ranked by Membership Rewards earn rate, welcome bonus value, and annual fee.

American Express

American Express Platinum Card

AMEX

MEMBERSHIP REWARDS

Annual Fee

$799

Welcome Bonus

$1,000

GROCERY Rate

2% back

Spend Req.

$3,000 / 3mo

Apply Now Details

American Express

American Express Gold Rewards Card

AMEX

MEMBERSHIP REWARDS

Annual Fee

$250

Welcome Bonus

$600

GROCERY Rate

2% back

Spend Req.

$1,800 / 3mo

Apply Now Details

Scotiabank

Scotiabank Gold American Express

AMEX

MEMBERSHIP REWARDS

Annual Fee

$120

Welcome Bonus

$450

GROCERY Rate

6% back

Spend Req.

$1,350 / 3mo

Apply Now Details

American Express

American Express Cobalt Card

AMEX

MEMBERSHIP REWARDS

Annual Fee

$191.88

Welcome Bonus

$150

DINING Rate

5% back

Spend Req.

$450 / 3mo

Apply Now Details

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